Entries by admin@kindconsult

Prepare for a Job Interview with the 3 Rs

How can I prepare for a job interview? In recent weeks my colleagues have written articles looking at how to get the most from the job application process and how to stand out as a candidate. If you’ve successfully made it to the interview stage, how can you prepare for a job interview, giving yourself […]

Failure to Prevent Fraud – What You Need to Know About ECCTA in 2025

ECCTA (the Economic Crime and Corporate Transparency Act) became law in 2023 – but one of it’s major components only came into effect in September of 2025. Last month, “failure to prevent fraud” became a corporate criminal offence. This means that organisations will be held accountable if they profit from fraud committed by their employees […]

Insurance – The Super-Complaint and the Changing Landscape

What does the Super-Complaint mean for the UK Insurance industry? In the past, Complaint Handling was seen as a non-specialist role. Complaints staff were often given minimal training and worked off strict scripts in responding to customers . Luckily for both consumers and the industry, that’s not true any more, and hasn’t been for some […]

The FCA and the DCAs: How We Got Here, What We Know and What Happens Next

Late on Friday afternoon, after the markets had closed for the weekend, the Supreme Court shared their judgement on three appeal cases involving Discretionary Commission Arrangements. These were cases where consumers alleged that car dealers who were motivated by commission payments linked to the total amount they paid burdened them with higher interest rates for […]

Five Things You Need to Know About the Supreme Court’s DCAs Decision and the FCA Response

On Friday, after markets closed, the Supreme Court published their decision on three appeal cases concerning commission payments (Discretionary Commission Arrangements) made by lenders to car dealers. Here are five crucial takeaways you need to know: The Supreme Court sided with lenders in two out of the three cases, reversing the earlier rulings. The ruling […]

FCA Considering “Possible” Motor Finance Consumer Redress Scheme

In a new statement published this morning, the FCA shared some of the considerations they are currently assessing for a “possible” Motor Finance Consumer Redress Scheme if the Supreme Court judgement concerning discretionary commission arrangements finds in favour of the effected consumers. Recap: What’s happening with DCAs? Prior to the 2021 ban on the practice, […]

Case Study : Financial Crime Team

Kind Consultancy had a strong pre-existing relationship with a small but well-established challenger bank which was embarking on a growth journey. They brough their plans to us exclusively and asked for help building out and strengthening their Financial Crime department. We put together a designated team who had the relevant knowledge and network, who met […]

Case Study : Volume – Customer Experience

Customer Experience work encompasses a range of different activities all centred on improving customers’ interactions with a Financial Services firm – whether that’s the journey through their Banking app, the customer support experience they receive over the phone or their in-branch communications with staff face-to-face. A large UK Retail Bank reached out to Kind via […]

Financial Crime Fears Rising – How Kind Can Help

A recent survey shows that 76% of Financial Services business leaders in the UK are expecting Financial Crime to rise over the next 12 months. The study by consulting firm Kroll asked CEOs, Chief Compliance Officers, Chief Risk Officers and senior legal role holders within Financial Services firms if they expected Financial Crime to increase […]

ECCTA and the Future of Financial Crime

The Economic Crime and Corporate Transparency Act (ECCTA) first came into effect in March 2023 and it marked a significant moment in the UK’s work to tackle Financial Crime, including Money Laundering and Fraud, with a focus on increasing corporate transparency. The act requires companies to provide clearer and more accessible information regarding their ownership […]

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