Senior Underwriter – Asset Finance

512 300 Kind Consultancy
  • Permanent
  • England
  • Circa £80,000
  • Salary: Circa £80,000

Website KindConsultancy Kind Consultancy

Fast Growing Financial Services Business

Kind Consultancy is working with a dynamic, rapidly growing Financial Services organisation which is currently seeking a Senior Underwriter to join the Asset Finance team in a predominantly remote role requiring occasional travel to their head office, paying up to £80,000 dependent on experience.

The Senior Underwriter – Asset Finance role will focus on underwriting Asset Finance proposals under a delegated lending authority in accordance with the business’s credit policy and risk appetite guidelines, with key responsibilities including:

  • Managing a team of underwriters
  • Making accurate, timely underwriting decisions, making written and verbal recommendations to senior management and the Credit Committee when a proposal is outside of the personal mandate
  • Preparing thorough written analyses of customer opportunities, identifying financial and other risks (including assessment of the security in the asset), arriving at a balanced and informed decision and recommendation
  • Making use of all available tools and services including CRAs, other rating agencies, equipment valuation data and internal rating data to ensure that the level of due diligence is appropriate in the assessment of potential risks
  • Collaborating with the Origination team, ensuring consistent communication and application of the business’s risk appetite to introducers
  • Visiting potential customers

Our ideal candidate for the Senior Underwriter – Asset Finance opportunity:

  • Has 5+ years experience of underwriting in a Credit/Risk Management capacity within an Asset Finance business
  • Has experience of hard asset finance and underwriting in the SME market
  • Has good financial analysis skills, able to understand and calculate cash flow, customer affordability and ratio analysis
  • Possesses a clear working understanding of PD, LGD and EAD, IFRS9, the impairment process and the effect of the adoption of IFRS 16
  • Experience of working in an intermediary-led market and of managing and supervising staff would be highly desirable

If you’re interested in the Senior Underwriter – Asset Finance position and you have the skills and experience we need, please apply with an updated CV today.

If your application is successful, we aim to contact you to discuss the opportunity in more detail within 2 working days. Due to the overwhelming number of responses we receive through various sources, should you not hear from us within one week then please assume your application has been unsuccessful.

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