Kind Consultancy is working with a well established specialist Retail Financial Services business which is now looking for a Head of Risk & Compliance to join them in a full time permanent role, paying up to £80,000 with a hybrid work model requiring 3 in-office days per week in their South Yorkshire offices.

The Head of Risk & Compliance will report directly to the CEO and hold the Compliance Oversight control function with key responsibilities including:

• Leading the design and operationalisation of the risk management and governance capabilities of the business.
• Holding accountability for second line responsibility for all credit aspects of the business including owning responsible lending policies, affordability calculations, providing oversight of the treatment of vulnerable customers and the effective implementation of collections (including forbearance) policies and processes.
• Ownership of the 2nd line compliance monitoring plan using a risk weighted methodology.
• Oversight of the regulatory capital and credit risk retention requirements in line with MIPRU.
• Development of business risk registers, incident and breach management procedures.
• Oversight of the Compliance Framework
• Acting as the primary point of contact for all regulatory bodies including the FCA and the FOS.
• Leading on regulatory change and the impact to business strategy.
• Leading all meetings in relation to Risk and Compliance.
• Ensuring company and individual compliance with all regulations and laws applicable to the group’s activities.

Our ideal candidate for the Head of Risk & Compliance position:

• Must hold a relevant professional qualification (ICA, IRM etc)
• Has 5+ years of experience of senior Compliance work within Financial Services
• Demonstrates comprehensive knowledge of Mortgages and other consumer credit products and the mortgage and loan industry.
• Has a full understanding of FCA regulation including Consumer Duty.
• Has experience of leading and coaching a team.
• Is currently working at executive level with a track record of being able to influence board members.
• Displays excellent communication skills working at all levels across the business to build great relationships.
• Can present complex information in that way that can be easily understood.

If you're interested in the Head of Risk & Compliance opportunity and you have the necessary skills and experience, and live in or can commute to South Yorkshire, please apply with an updated CV today.