Senior 2nd Charge Underwriter

Senior 2nd Charge Underwriter

Underwriting

Hertfordshire

Permanent

£48,000 - £52,000 Per Year

Posted


Kind Consultancy is working with a specialist mortgage lender which is currently seeking a Senior 2nd Charge Underwriter to join them in a full-time, permanent role based in their Hertfordshire office, paying up to £52,000.

The Senior 2nd Charge Underwriter will provide support to the 2nd Charge team leader and act as a referral point to less experienced staff, with key responsibilities including:

  • Underwriting large loan applications (up to £250k) and maintain a pipeline of cases.
  • Taking ownership of tasks delegated from the Team Leader such as UAT testing , product set up on the lending platform, updating procedure documents, etc
  • Managing the Team in the absence of the Team Leader.
  • Assisting in training and mentoring and being a referral point to less experienced members of the team.
  • Acting as first point of contact for broker support for queries on applications in the absence of the Team Leader.
  • Maintaining broker relationships
  • Ensuring all underwriting is in line with company policy and within regulation.
  • Liaising with introducers, valuers and solicitors
  • Ensuring that all cases are Underwritten within the organisation's Risk appetite.

Our ideal candidate for the Senior 2nd Charge Underwriter position:

  • Has a strong understanding of FCA regulation and good up-to-date knowledge of the Mortgage market
  • Has previous experience of 2nd Charge Underwriting work
  • Is a team-player
  • Demonstrates consistently strong attention to detail
  • Holding CeMAP would be desirable but is not essential
  • Must have a minimum of 5 GCSEs A-C (Including Maths and English).

If you're interested in the Senior 2nd Charge Underwriter opportunity,

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