Kind Consultancy is working with a specialist mortgage lender, which is currently seeking a Mortgage Underwriter to join them in a permanent, full-time role paying circa £37,000, based in their Kent offices with a hybrid work model (1 day per week from home).

The role centres on underwriting Mortgage Applications accurately and to a high quality, with key responsibilities including:

• Underwriting Mortgage Applications to high standards, ensuring that the Lending Criteria is adhered to.
• Interpreting CAIS/Credit data for all individual/company Applications.
• Assessing Portfolio Landlords in accordance with current regulations and guidelines.
• Effectively, and proactively, managing your pipeline.
• Providing training, knowledge and assistance to colleagues when required.
• Taking ownership of complex cases and queries.
• Planning and prioritising allocated workloads against agreed service standards.
• Assessing Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.
• Liaising with various internal departments to ensure the efficient progression of Applications.
• Ensuring timely, accurate and appropriate responses to enquiries or correspondence from internal or external sources.

Our ideal candidate for the Mortgage Underwriter opportunity:

• Fully understands the Mortgage process and has a strong knowledge of the Mortgage market.
• Has a strong understanding of Microsoft Word, Excel and Outlook is essential.
• Supports colleagues with a positive approach, seeking the best outcome.
• Is analytically minded with high attention to quality and detail.
• Has a minimum of 1 years underwriting experience within the Buy to Let market, although residential or commercial markets can be considered.
• Must have previously held an Underwriting Mandate.
• Has excellent communication skills and strong planning and problem-solving skills.
• Has previous experience within Specialist Lending – Limited Companies, Portfolio Landlords, Ex-Pats, Holiday Lets, HMO’s, Multi-Unit Properties.
• Participates as a team member, creating effective and professional working relationships with colleagues.

If you're interested in the Mortgage Underwriter opportunity and you have the skills and experience we're looking for, please apply with an updated CV today.