News

Non-Workplace Pension Regulations: What We Know & What’s To Come

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As we near the end of a turbulent year for the pensions sector, talk naturally turns to what’s going to happen next. The Financial Conduct Authority has talked a lot about non-workplace pensions this year, and we’re expecting this to solidify into actual rule changes in 2020. In July the FCA published a feedback statement following their consultation on non-workplace pensions – overshadowed to some degree at the time by the consultation on defined benefit transfers and the publication of final rules on retirement outcomes. But while it may not have made headlines at the time, it could result in regulations that have a huge…

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Buy Now, Pay Later, Complain After?

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This week saw the FCA’s final rules on “Buy Now Pay Later” products come into effect.  Amidst increasing media scrutiny on services like Klarna and Clearpay, the rules which were confirmed back in June,  are expected to save consumers at least £40 million a year, and potentially as much as £60 million. As of November 12th, Buy Now Pay Later providers are prohibited from backdating interest charges on paid amounts, and they are required to alert their customers as to when 0% interest periods are about to expire. The new rules also require retailers who offer Buy Now Pay Later options to present the option…

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Career Corner: Time to Leave?

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In these guides, we’ve focused on various aspects of how best to conduct yourself across the process of applying and interviewing for a new job. But how do you know when it’s time to set out on that journey? A lot of people face frustrations in their jobs, and no workplace is perfect, but what are the signs that you should start looking for a new position elsewhere? Sometimes a situation is clearly not working. If you work with un-cooperative colleagues and managers who you don’t get on with, there’s really no other option than to get out of that toxic work environment. One person…

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