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Kind Consultancy

Mortgage Credit Directive: Changes in Risk

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The Mortgage Credit Directive is a framework of conduct rules for mortgage firms that was introduced by the EU in 2014 and comes into effect in the UK on the 21st of March 2016. Most of the MCD covers pre-sale areas like advertising and disclosure, areas that are already tightly regulated in the UK. As…

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What is the Senior Managers and Certification Regime?

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The Senior Managers Regime represents the first major regulatory change of 2016. The joint FCA and PRA initiative comes into effect for senior bankers on the 7th of March, with plans in place to extend the programme during 2018 to cover brokers, consumer credit firms, insurers, investment firms and asset managers. Once the Senior Managers…

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2015 and The Future

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2015 has been an extremely positive year for the Kind Group, with the Kind brand being more visible than ever before across the Financial Services sector. We’ve demonstrated that not only are we an Executive Search practice that delivers game changing results, but because our wider family of companies encompasses lending, insurance, brokering, advising and…

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Will Software ‘Define’ the Storage Industry in 2016?

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According to IDC’s most recently published numbers, Q3 2015 saw total capacity shipments up 37% on the same quarter last year to 30.3 exabytes. It’s safe to assume that 2016 will see big data get even bigger, and companies in need of affordable, scalable ways of storing it. So which storage technology will have the…

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Stamping Out Buy to Let?

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From April 1st 2016 anyone buying buy-to-let property in the UK will have to pay an additional 3% stamp duty on top of  the current standard rate. Where previously the higher rate started on properties over £125000 (2%), the new charge will apply to all purchases of buy-to-let or second homes over £40000. Profit margins…

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Executive Search Specialists vs Recruitment Generalists

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Relying on in-house recruitment seems like the simplest, easiest, cheapest option for finding a new hire. But what if you don’t get the perfect candidate? What if your recruitment process relies on busy, non-dedicated staff trying to find time in their work day to do a quick search followed by a brief interview? What if…

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FinTech: Boom or Burst?

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In 2014, $12.2 billion was invested in FinTech companies worldwide. That’s triple the 2013 figure of $4.05 billion, and Money 2020 have predicted that the number may rise to over $20 billion this year. Many people are speculating that FinTech companies are being wildly overvalued and suggesting that we could be headed towards an easily…

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The Internet of Things: the ‘Flying Car’ of Connectivity?

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Your phone tells your house that you’re on the way home, the house raises the heating to the exact temperature you like. Your front door tells your speakers to hit your After Work Ambient Relaxation playlist just as it opens, and as the blinds come down they tell the lights to brighten up the living…

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What Does Solvency II Mean to You?

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By now, you’ve definitely heard the words “Solvency II”. You’ve seen the phrase all over business news websites and your social media feeds – you know it’s a very big deal. You’ve been told it’s arguably the biggest change to insurance regulations in 30+ years. But do you know what it actually is? Solvency II…

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Everyone’s A Candidate Now

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For a long time recruiters have been prone to cleanly dividing the world into people who are hunting for a new job because they’re either out of work or dissatisfied with a current position, and people who are doing just fine in a great job and won’t know that they have other options until we…

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