June 2015 - Kind Consultancy

Lending Trends & Invoice Finance

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29/06/2015

The trends of lending have certainly changed over recent years. Once seen as an embarrassing last resort, Invoice Finance rapidly gained popularity and shed its stigma following the financial crisis. There’s been no sign of it slowing down as we’ve moved into a period of recovery and IF is now more widely used and accepted…

Conduct Risk: Who is Responsible?

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09/06/2015

“Conduct risk” has been a top priority for the FCA ever since their formation in 2013, but to many it’s still a confusing and vague concept. The FCA have defined it as “the risk that firm behaviours will result in poor outcomes for customers”, one suggested explanation from Thomson Reuters 13/14 Conduct Risk survey is…

Do You Need a Bank When You Have An App?

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02/06/2015

Financial Technology has grown so much over the last few years that it now has a standardised, globally understood abbreviation: FinTech. I’m sure you’ve heard by now that FinTech is saving and/or destroying the banking industry, depending on who you listen to. FinTech is undeniably a massive revolution in banking; banks have always been good…